Home loan interest: When the interest rate goes up, banks usually increase the tenure of the loan to shield borrowers from rising EMIs. But tenure extension has its own cost as borrowers end up paying a lot of money towards interest payments. Now RBI has asked lenders to provide borrowers the options to either increase the EMI or extend the loan tenure, or use both options together at the time of resetting interest rates on home loans. What s new in it and how it is going to benefit home loan borrowers? ET Wealth Online explains