COUNCILOR Raymundo Yupangco of the 5th District of Manila and President of Community Chest Foundation Inc. (ComChest) and Manny Inserto, national president of the Sikaran-Karate Association of the Philippines (Sikap) and vice president and treasurer of Bangko ng Kabuhayan the first rural bank in the Philippines since 1952 signed a memorandum of agreement for the Wellness Program Free Karate Lesson.