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has emerged as a popular credit option, enabling consumers to make purchases immediately but pay for them in smaller installments over time. This flexibility…
The appeal of BNPL extends beyond flexible payment options. Other advantages: enabling a cash buffer and access to credit lines; boosting credit scores; and more.
Nearly 16% of U.S. consumers used a BNPL plan in the last month. Most of them used these plans to buy items they could not access if BNPL was not offered.
The ability to pay over time is underpinning discretionary spending resilience. In recent weeks and months, joint research between PYMNTS and Sezzle has…