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Mind the gap Is fintech closing the gender gap in access to finance? Equitable access to financial services: A policy prerogative Fair and equitable access to financial services is a prerequisite for economic security and prosperity. It can improve individuals’ employment outcomes, wealth accumulation, and propensity to start a business. Yet, women all over the world remain unbanked or underbanked (Demirgüc-Kunt et al. 2017). Hopes are high that new financial technology – or “fintech” – can enhance financial inclusion and finally close the gender gap in access to financial services. But does fintech help to close the gender gap? To find out, we looked at 27,000 adults in 28 major economies (Chen et al. 2021), who shared their use of and attitudes toward fintech products and services provided by fintech entrants and traditional financial institutions. The sample is representative along the age and gender distributions and contains detailed background information on the

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