yes. make uncomfortable. charge them rent. don t do their laundry. pay for food and that kind of thing. > todd: my daughter is $30,000 in debt unfortunately. i cosigned on her car and borrowed for her student loans. she unable to make the payments so i make payments for her. she has agreed to get on a plan. where do i start? oh, guys this is what you never cosign a loan. the reason the bank wants a cosigner they don t trust the person they are lending money to is going to pay them back. a lot of people are usually on the hook with it liz is feeling that right now which i hate. i would tell her to sit down with her daughter and figure out a plan on paying this off. and so the budget is a great place to start and figure out where to cut expenses and for her daughter to put extra payments on the debt. you want to list out your debt smallest to largest. i m assuming her car loan is probably less than student loan. pay that off first. also tell her if she want to go to rachel cruz.com to
who we are. and our great educational system. but at the same time, i do think we need better vetting processes for those coming from countries that have, you know, deep ties to extremism. and that does not mean that the united states closes its borders. but that we more sharply and smartly try to defend ourselves and think critically about who we let into the country. ainsley: the president has said that let them in on merit based system. point system. i think some of those students that you talk about will definitely be let. in thank you so much for being with us. great to see. thank you. ainsley: you are welcome. this illegal immigrants was deported three times. now is he charged with murder. how does this keep happening? and did you know nearly 75% of parents help their kids out with money. so how can you give them their financial freedom? rachel cruz has that plus she is answering all your emails coming up next. we are family.
who have adult children. this is a little different than the situation you are. in you just had a baby. you are returning to work. first time, congratulations on the little girl. yes. thank you, steve. i know, girl number two. even our dog is a girl so can you pray for my husband. steve: indeed. all right. here is a letter from christie in utah. she writes: rachel, what are your thoughts on charging adult children rent? my son works and makes decent money. he saves some money but also spends a lot. i will want him to start acting like a responsible adult. is charging rent is a good first step? well, christie, i would say your first step actually needs to be figuring out when he is going to move out. so i find a lot of adults that are living with their parents, there is no communication around the move out date. put it in writing and say hey, in 12 months, 18 months, six months, this is when you are going to move out. make sure he is on a budget and really work on w. him on that fou
area. it s a 9 week course. great foundational principles to learn. steve: one final question from angie in georgia. paraphrase. 24-year-old daughter living on her own debt free. she pays for everything except her car insurance and the family pays for that. what do you think about that? well, i would say this is a example of someone very response cybil. not enabling bad behavior. not putting a strain on the parents financially keep her on the insurance. steve: just like that. good enough. rachel, once again congratulations on the baby girl. thanks, you guys. good see you. todd: and good luck to your husband. steve: coming up on this wednesday. corey lewandowski and david bossie are going to be joining us. we have plenty to talk to them and michelle malkin about. todd: plus, these blind folded kids had no idea christmas was about to come early. the awesome surprise you won t want to miss. stay with us. fox & friends returns at the top of the hour. steve: i think i know who that is
hey everybody. quarter till the top the hour. if you didn t get everything you wanted on your christmas list, now may be the time to shop and save. i had a huge list tanned fell short. personal finance expert joins us with some of the best things to buy in january to get the best deals in january. rachel, something i ll never be able to do. you recommend i do it. go to anna s parents shop and buy my christmas decor for next year because it s so cheap now. that s exactly right. when you re looking for the deals in january, i want to make sure you re on a budget and have the money. if you have money, christmas decorations is i a great thing to buy. wrapping paper, christmas lights. everything. go and stock up for next year. again, it s hard to think about christmas, but it s a great time to buy. january is always a good time to buy winter apparel. particularly because it s been warm. the retailers have a stockpile