neil: my father s expectations were low for me. neil put a decimal point on. and there we go. and attention, seat backs in the upright position, and get ready for bumpy weather. get ready to get ticked off when you take off. forbes in about 20 minutes. while we re on the ground the student loan mess that will have you hitting the roof. because the loans aren t helping the kids, but they sure as heck are helping the government. ain t that smart? i am so smart. i am so smart. and s-m-a-r-t. the american dream is of a better future,