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accurate it s incredibly misleading. many people think they can walk away from their mortgages and it may be true. so the first piece of advice if you want to walk away from your mortgages, get some legal advice from your specific state. 12 of the 50 states have non-recourse lending, which means you can walk away. you can walk away and hand your keys and the only thing the lender can do is foreclose. however, there are lots of kaf s for that. in many of those states, it s only purchase money. if you refinance, you could be out of luck. what about home line of credit, it doesn t cover that. in most states it doesn t cover second residences or investment property. so check it out and be very careful because you could have a big surprise on the other side of this. juliet: you mentioned in your