retirement down the road when who knows if anybody will see social security? the irs has something great, drew, that anybody who is self-employed or has self-employment income, maybe part time, it s publication 334, tax guide for small business. it s 1 of the very best pieces that the irs has, publication 334. and you can almost understand it, too, unlike most of their stuff. almost. almost. iras, iras, iras. that s an easy one. that s an easy one. it is, but you know people wait until now if they do it at all. this is sort of like our tax tip for the end of the year if you haven t done it, but also first thing at the beginning of next year. start putting money in that ira, $5,000 if you re under the age of 50 for 2010, and $6,000 if you re 50 or older. i m not yet. the sooner you do it in the