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The Albanese government's pre-budget announcement of $20,000 for SMEs may not be everything it's cracked up to be, critics say.

Helen leaJim chalmersChris bowenMichael ryanAustralian industry groupTechnology investmentSmall business technology investmentSmall business energy incentiveMick tsikasProvenance restaurantGavan ordEnergy minister chris bowenSmall business technology investment boostSmall business skillsEmployee experience officer helen leaTechnology investment boost