50% or more you remember. i recall when it was 50% or more. this will impact on people 50% or more. this will impact on people with more. a lot of people have fixed rate mortgages. less than 10%, have fixed rate mortgages. less than 10%. i have fixed rate mortgages. less than 10%. i think. have fixed rate mortgages. less than 10%, ithink, are have fixed rate mortgages. less than 10%, i think, are on variable mortgages at the moment. the prospect mortgages at the moment. the prospect is going up to two or 3%. with inflation, we said inflation could reach as high as seven and a quarter could reach as high as seven and a quarter percent any time wages are decreasing. the economic outlook, and i decreasing. the economic outlook, and i don t decreasing. the economic outlook, and i don t begin to understand, i ust and i don t begin to understand, i just look and i don t begin to understand, i just look at and i don t begin to understand, i just look at the headlines, and the o