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ABA-Thinking outside the (credit) box

Special-purpose credit programs build on data sharing to expand lending outreach. Banks are longtime users of customer cashflow information to help determine creditworthiness, but the move to.

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Lenders use AI to offer low credit score personal loans to borrowers

Fintech lenders are increasing their use of AI to go beyond the traditional credit scores and offer personal loans to borrowers with lower credit scores.

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