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report and what are you going to do about it? just any idea what it is you are going to do about this as the chief of the department? i m going to analyze the report and take action where necessary necessary. reporter: does that mean you re going to stay around? i m going to take action where necessary. thank you. reporter: are you planning on resigning? i will let you know. reporter: are you thinking about it? we still don t have an answer on whether he is resigning or not but the doj s bottom line there s a pattern and practice of racism that has existed in that police department. also, the discovery that the department policed, in many ways sometimes for profit rather than protection. let s discuss it with police detective harold thomas in new york. also tim, who wrote about this an article this week called ferguson is what happens when you run a police force as a profit making business. appreciate you being here. tim, the department of justice
is there any way that should be feasible in your opinion? of course it is, if it is a federal loan we can set the rate at any level we want. this has been a profit making business for the federal government. $66 billion say lot of money, even over less than a decade to earn that kind of money means this is something we shouldn t be allowing such high rates. for our loans that the federal government holds, you should let them refinance at the going rate of 4%. i support senator warren s bill and that s the kind of reform we re looking for. you ve been figworking on th. she wrote a letter to student loan giants like sallie mae, pushing borrowing into plans that would temporarily delay payments but leave them in more debt. my question is, can these for profit lenders be a part of the student debt solution or do you think the incentives are too skewed. they can. always room for a private market