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SPRINGFIELD, Ill. (WAND) — While the holidays are over, paying off the debt from presents, travels, and big splurges is just starting. Millions of people across the country say their

Chris smithRick funderburgUniversity of illinois springfieldFederal reserveProfessor for the school of public managementLand of lincoln credit unionChief financial officerLincoln creditAcademic program leadPublic administrationAssociate professorPublic managementIllinois springfieldCredit card debtInflation numbersRecession trends