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International Faster Payments: A Growing Real-Time Presence

Boston, MA (PRWEB) December 08, 2021 Real-time payments continue on a path to prominence in world markets, with these systems currently a domestic

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Mercator Advisory Group Offers 2022 Outlooks on What to Expect in Payments in the Year Ahead

Mercator Advisory Group Offers 2022 Outlooks on What to Expect in Payments in the Year Ahead
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U S Debit Card Market Data Annual Review Report 2021: Change in Consumers Payment Preferences that Shifted Away from Checks, Cash, and Credit Cards

U S Debit Card Market Data Annual Review Report 2021: Change in Consumers Payment Preferences that Shifted Away from Checks, Cash, and Credit Cards
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The Complex Prepaid Market Could Face Disruption with a Change in Reg II of the Dodd-Frank Act

The Complex Prepaid Market Could Face Disruption with a Change in Reg. II of the Dodd-Frank Act Share Article Mercator Advisory Group releases new research on the prepaid market and how a change in interchange regulations could pose significant challenges for fintechs. One of the 4 exhibits included in this research report: While fintechs would lose a significant amount of interchange revenue – often one of their key income-generating activities – traditional financial institutions who have never benefitted from this revenue would gain a competitive advantage. BOSTON (PRWEB) April 12, 2021 Revenue from interchange fees makes up a large share of many fintechs’ income, but a letter from The Clearing House (TCH) to the Federal Reserve Board may change regulations and cost fintechs much of this profit. The prepaid value chain is made up of a complex web of players, with some benefitting more from interchange

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Neo-Banks Are Experiencing Both Profound Growth and Significant Challenges

Neo-Banks Are Experiencing Both Profound Growth and Significant Challenges Share Article Mercator Advisory Group releases new research on the neo-bank market, the threats facing fintechs, and predictions for the future. One of the 2 exhibits included in this research report. The future is uncertain for neo-banks. Powerful new entrants are seeking a share of the neo-bank market. Venmo owned by PayPal is increasingly pursuing banking functions, and Walmart has expressed its intent to expand into the market as well. BOSTON (PRWEB) April 05, 2021 Since their inception, neo-banks have attracted large customer bases and significant venture capital backing. Their approach to the business of banking is markedly different than traditional financial institutions, and some are rightfully wary of the threat they represent. Still, neo-banks themselves face numerous challenges regulatory, financial, and otherwise. Mercator A

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