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The COVID-19 pandemic in 2020 and the sharp decline in global oil prices has led to lower non-life premium income for many Russian insurers. However, according to a new
AM Best report, life insurance premiums grew in the first nine months of 2020 as policyholders responded to the country s low interest rate environment and regulatory actions taken to improve customer trust.
In the new
Best s Market Segment Report, COVID-19 and the Russian Insurance Market: Negative Implications for Premium Growth, but Opportunities for Innovation, AM Best notes that while COVID-19 presented challenges to Russian insurers, it also highlighted the increasingly important role of innovation and digitalisation in the market. Prior to the pandemic, insurers were already investing in developing platforms or applications, enabling online sales and other remote services. However, while the sudden need to work remotely caught some of these insurers by surprise as they were still rolling out their