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One retailer that plans to sit out the holiday price wars. Those stories are coming up, but first lets get you to the top stories at this hour. John stump says the u. S. Economy will grow faster next year than economist estimated to. His comments this morning run counter to a Bloomberg Survey of economists who believe that growth in 2015 will be in the 3 range. Since we are so involved in the real economy we have been hearing from customers about more hiring. Our Small Business survey shows more optimism by them now than any time since 2008. While we do not expect next year , we arebreakout year planning to upper end of the expectations for next year. Mr. Stump says that automobiles, agriculture, and commercial real estate are among the industries doing well. Fannie mae and freddie mac will be letting borrowers put down as little as 3 of the homes cost to get mortgages. Starting on the 13th, fannie mae will allow the lower down payments for firsttime homebuyers, allowing borrowers refi

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