that i think we can both understand lousy at services mortgages? okay. i ve not had any discussions about that particular issue. but i will look it up. find out what s going on. so, as you look it up, i d also like you to get back to me, if you don t mind, to explain the disparity in reo rates. do you know what an reo? an oreo not an oreo. reo. real estate. what does the o stand for? owned. real estate owned. that s what happens when a property goes to foreclosure. we call it an reo. one thoughs what they were talking about. and the freshman democrat tagged this, oh, reo! thanks, katie porter. enjoying a few posthearing snacks. sending some your way.