welcome back, everybody to nd ahmadinejad. it is money time with christine romans. all the business news we need to know. good morning. stocks rose for the fourth session in a row on tuesday. that s good. the s&p 1% low it s all-time closing high. that s good, too but this bull run looks tired. the brand-new s&p pony pol predicts the s&p will end with a lower gain. hidden in cell phone bill, taxes, folks. 911 districts even school districts often tack on taxes to your wireless bill. and you probably don t even know about it. all together it adds 17.2% on average. that s according to the tax foundation. all right. this is the largest fine ever against a debt collector for harassing consumers. the federal trade commission