where i m assuming a lot of wrist for my health insurance for my family. and nothing has changed. our boys are healthy, they re young, my wife is healthy, i m healthy. nothing has changed to warrant the tripling of the premium. eventually i ve got that coming down the pike that i m going to have to figure out where we re going to cut, what we re going to do to afford $1,000 a month medical insurance premium. his insurance company refused to comment but the notice to the family carries this para graph saying, quote, if your policy premium increased, you should know this isn t unique to humana. premium increases generally will occur industrywide, it said. increases aren t based on your individual claims or changes in health datas. many other factor goes into your premium including the addition of new essential health benefits.