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Jeevan Jyoti Bima Yojana: How nominee of deceased can claim Rs 2 lakh under Pradhan Mantri Jeevan Jyoti Bima Yojana

Synopsis PMJJBY is a government-sponsored life insurance scheme that provides a sum assured or coverage of Rs 2 lakh, where the policyholder has to pay an annual premium of Rs 330. Getty Images The maximum time that will be taken to process the claim is 60 days from the date of submission of documents to the bank. Nominees of policy holders of the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) can claim the sum assured under the scheme in case of death of the insured person. This can also be done in cases where the policyholder has died due to novel coronavirus. However, any claim can be made only if the policy was in force at the time of the death of the insured.

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