“To do that, we have to reach a certain scale of business. Plainsview Credit Union has just over $300 million in assets. Cornerstone are just over a billion, Horizon are $200 million. Combined the three credit unions will have assets of almost 1.7 billion,” he added. Ryan went on to say: “This gives us a bit of a scale to create that efficiency that will allow us to invest in more technology and products to provide the services that our members want and in the ways that they want it. The effects of COVID-19, with branches operating from behind closed doors, highlights that situation even more. The credit union needs to assist members who want to (and need to) do their business and transactions digitally, online. The bigger credit union is investing in a new online platform that will make these services more up-to-date and relevant to our members. It is planned that Cornerstone will be on the new platform in the first quarter of 2021.”