Critics and that savers cannot expect returns without Economic Reforms to rekindle demand. It is just gone 6 00 here in london. It has just gone 7 00 in berlin. In terms of these nubbers from commerzbank, the net profit, that is against a forecast of 160 million euros. Just a touch above or in line of the forecast. In the ratio. 148loanloss provision million and the estimate was 170 million so it looks as if theyre having to make fewer provisions for loan losses than had been expected. Before loanloss provisions or 2. 3 one billion 2. 31 billion. The low Interest Rate we find ourselves in means that barclays suggesting that Net Interest Income would most likely be dampened. Keep an eye on what they say about that. Another big theme has been costcutting. They are talking about aiming to keep their cost base stable. This deal see a full year moderate loss in long provisions. There talking about considering increasing the strategy of market share. We had already heard from the ceo at the