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how do you respond to that type of criticism? we would all like to write our own bill, and i would go further in saying let s not do the subsidies for the insurance companies and instead focus on a real competitive alternative to them. but i think what we have now, that the house has before it, are some real options in controlling costs in the near term. and we ought to take that opportunity and drive towards it. because what we saw from california insurance companies, with the rates going up, it s just going to keep accelerating. and we have to do something now to drive down costs for individuals who currently have insurance. understood. one last question for you on health care and then i want to move to financial regulation. representative massa, all this talk, first he s leaving because he s got a health care problem, then he s leaving because there s a personnel conflict, or inappropriate behavior. now he says he s leaving because the democrats are forcing him out for the healt

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