It's the most wonderful time of the year! And seeing as it's already December, it's high time you start getting those Christmas gifts and allocating a budget for them. In addition to having a shopping list for your close friends and family, you probably need to pick up quite a few extra gifts for your colleagues, ex-colleagues and ex-schoolmates. Just.
We're approaching the end of the year. While it may only be the end of September, it's never too early to start thinking about Christmas gifts and how much budget you'd need to allocate for them. In addition to having a shopping list for your close friends and family, you probably need to pick up quite a few extra gifts.