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Estimating the cost of federal loan programs is highly complex. The costs depend on how many people qualify for the loans, how many people choose to take them, how likely they are to repay them, and the accounting method used. In addition, the official score is a function of the time frame; the Congressional Budget Office (CBO) traditionally reports scores over a 10-year or 30-year period, but government loans often have costs outside the official budget score window.

Sherrod brownPension benefit guaranty corporationFederal reserveTreasury departmentPension analytics groupAsset relief programPension rehabilitation administrationTime windowCongressional budget officeButch lewis actSenator sherrod brownCentral state teamstersMassively underscoring billTrue costBailout cannot solveSenator brown