John Lowe of Money Doctors
For those self-employed, or owners, directors of companies, there are a number of hugely tax efficient schemes that can be availed of and will certainly whet the investment appetite.
Called Small Self Administered Pension schemes (SSAPs), Self Directed Trusts or Self Invested Personal schemes (SIPs), they open up incredible options where pension funds can now be leveraged to borrow for property on a 30/70% basis, especially now that the banks are back lending again if somewhat tentatively.
In other words, 30% of your pension fund can be used to buy an investment (could be a property, commercial syndicate or non-property investment).