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Wealth Column: Why financial literacy matters

Too few Americans understand how to create a budget, manage a credit card, or save and invest for major goals such as a first home or retirement.

Your Money: 5 things to consider in countdown to retirement

It’s helpful to think of Social Security as one leg of a three-legged stool. Your workplace and individual savings are the other two; they will be responsible for funding a much greater share of the income you’ll need to sustain a comfortable retirement.

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