Paytm Payments Services Limited, a subsidiary of One97 Communications, has become the first in the industry to offer an alternate ID-based guest checkout solution for merchants. This solution allows customers to make purchases without saving their card details on the merchant s website, making the process faster and more secure. Paytm has integrated with card networks to generate alternate IDs for these transactions, meeting RBI s guidelines and protecting cardholders data. The solution has been developed in collaboration with Visa and aims to enhance payment security and facilitate secure digital transactions in India.