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PAUL KANTWILL: Storage facility act is lopsided

A deeper look into Illinois’ Self Storage Facility Act reveals a law that is astonishingly lopsided in favor of locker owners to the detriment of renters. It is a law

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Illinois lawmakers must balance rights of storage unit owners, renters

House Bill 4627 would allow the owners of self-storage facilities to avoid public notice of an auction when renter belongings have been confiscated

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Heartland Alliance: Historic laws to stop predatory debts driving Illinois House

Heartland Alliance: Historic laws to stop predatory debts driving Illinois House
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The OCC s Fake Lender Rule Threatens to Harm Veterans

(U.S. Marine Corps/Sgt. Enrique S. Diaz) 7 May 2021 Military.com | By Paul Kantwill Retired Army Col. Paul Kantwill serves as Founding Executive Director of the Rule of Law Institute at Loyola University Chicago School of Law. He previously led the Office of Servicemember Affairs at the Consumer Financial Protection Bureau. He had a 25-year career as an active-duty officer in the U.S. Army and served in Afghanistan and the Persian Gulf. This September will mark the 20th year that our country has been at war. Unfortunately, as the war in Afghanistan winds down, the campaign against America s veterans by predatory lenders continues.

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Heartland Alliance: Historic legislation to prevent predatory loans passing Illinois House

Heartland Alliance: Historic legislation to prevent predatory loans passing Illinois House Heartland Alliance: Historic legislation to prevent predatory loans passing Illinois House SPRINGFIELD, Ill., Jan. 12, 2021 /PRNewswire-PRWeb/ The Illinois House of Representatives passed the Predatory Loan Prevention Act, which if passed by the Senate, would implement a 36 percent interest rate cap on consumer loans, including payday and car title loans. The legislation passed with a bipartisan vote, without a single member voting no. It is part of an omnibus economic equity bill, one of the Illinois Legislative Black Caucus four pillars, sponsored by Rep. Sonya Harper. In Illinois, the average annual percentage rate (APR) on a payday loan is 297 percent, and the average APR on an auto title loan is 179 percent. Federal law already protects active-duty military with a 36 percent APR cap. This bill would extend the same protection to Illinois veterans and all other consumers. Seventeen st

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