$100,000 should go to small businesses. that s not happening. another federal law says 5% of government contracts should go to minority-owned companies. the thing that concerns me the most is president obama s plan to combine the commerce department to me that s the same as closing the small business administration. i m concerned about that. the last thing is i thought the whole purpose of tarp, i saw president bush talking about passing tarp to increase access to capital for small businesses. the truth is since that was passed, access to capital has dropped. i think president obama and congress needs to be something to address that. let s go fwook the graphic with the increase in bank bonuses and decline in lending. when we talk about the lack of investment and the distorted flow of capital in america, nothing is more instructive to that than the banking system in