whether it is for energy companies you name it. regulation is a cost of business. also think about frank. mitt romney wanted to repeal frank. that means banks financial services companies will have more parp work go through. they lose ground yesterday in the markets financials. the small businesses obviously impacted. spall businesses are going to have a rough time. even though the president will come out and say in a stump speech i passed x amount of tax breaks for small businesses. small businesses are going to bear the worst brunt of it. the big piece is taxes. most small businesses file as llc s. that means they file a personal income tax return. once they are an individual. they are getting taxed at hire rates. they are bringing in 50,000 more in income pretty easy to do. they are very concerned they are not hiring and there s no demand out there.