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Critical issues in India's digital lending ecosystem were identified by a RBI working group. These include the existence of fake and illegal apps and unscrupulous

West bengalRahul sasiRahul pratap yadavAmala halderSecuritysoumik ghoshInformation security media groupPanel findsworking group highlights malpracticeNational security council secretariatHigh courtCredit information bureau of indiaApplication securityFraud managementThan halfIndian loan apps illegalFindsworking group highlights malpracticeSuggests minimum standards