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Toronto, ON, April 8, 2021 After several months of going through a second wave of the COVID-19 pandemic, there are signs that Canadians are starting to feel more positive towards their personal finances. Now in its sixteenth wave, the MNP Consumer Debt Index, conducted quarterly by Ipsos, tracks Canadians’ attitudes about their debt situation and their ability to meet their monthly payment obligations. The Index currently stands at 96 points, up seven points over December 2020, offering a sign that things could be looking up for Canadians as the country cautiously re-opens.
Pinched Financially, but Still Optimistic
While things may seem on the up-and-up, the Index has also found that households are reporting having less money left over at the end of the month ($625 on average, -$108 from December). This decline could be the result of generous government aid programs and debt holidays given by lenders simply having run their course. Canadian households may be discovering tha