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Today’s Sound Off is about ordering online: Dear Heloise: With the pandemic still here, many people are ordering things online and having them delivered to their homes. It’s very convenient, but they use tricks to get you to buy more than you need or should spend. If you’re buying a water heater or maybe a new oven, monthly payments can be a handy way to handle the transaction. However, we tend to forget that those monthly bills add up. It may have seemed that $15 a month was nothing. You could do that for something you wanted, but if that $15 per month turns into one of several monthly payments, you could be facing a mountain of debt in no time.

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