Post Office Savings Schemes Calculator: Small savings schemes are a popular investment avenue for those looking for a sovereign backed option with guaranteed returns. From Public Provident Fund, Sukanya Samriddhi Yojana and Kisan Vikas Patra to Senior Citizen Savings Scheme, Monthly Income Scheme and National Savings Certificate, TOI with its knowledge partner FinFix, takes a look at some post office small savings schemes to calculate how much you can earn from them and whether the proceeds are taxable or not. It is important to note that the returns are not inflation-indexed. When deciding on investment options, real returns should be considered as well. (AI image)