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If the next few months go according to plan, the saviours of access to cash in Scotland could end up being a postmistress from Birmingham and a community campaigner from North West London.
Jan Culverwell and John Bachtler are two key players in a six-month long pilot in the town of Cambuslang, South Lanarkshire, trialling a shared banking hub run by the Post Office out of an old butcher s shop.
A range of other schemes aimed at improving access to physical money are also being trialled in Cambuslang, one of eight communities across Britain acting until October as guinea pigs.