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Fintech firms and other non-bank companies have "augmented consumer finance markets" and "accelerat[ed] an evolution in consumer financial products and services."

Treasury departmentConsumer financial protection bureauUs department of the treasuryTreasury reportPresident bidenExecutive orderLegal updateBenefits identifiedConcerns identifiedEnhanced measuresResponsible consumer creditEffective oversightResponsible small dollarInteragency lending principlesOffering responsibleSmall dollar loans