before, drop, lots of us have seen this before, so drop, lots of us have seen this before, so to speak, we have seen it happen before, so to speak, we have seen it happen this before, so to speak, we have seen it happen this time last year with rates happen this time last year with rates going down, something happens, things rates going down, something happens, things go rates going down, something happens, things go back up again, so it is really things go back up again, so it is really important that we are kind of making really important that we are kind of making sure and taking the benefits of unlocking, and my industry, we have of unlocking, and my industry, we have had of unlocking, and my industry, we have had a of unlocking, and my industry, we have had a year and a half of not really have had a year and a half of not really being able to function, stuff is not really being able to function, stuff is not being able to help them about restrictions, and we