will be tough. we have the mother of all par ganning chips right bargaining chips right now. they re facing similar situations. pensions are broke. we go to the unions and public employee unions and say we ll bail out the public pension, and big string attach. we ll end the system, switch workers to 401(k), and you retire at 65, not 55 and 60. that is a deal we can cut. we need obama to help us with this. that s something he can do. david: neil? we have a problem. stephane, as you know, a lot of the unions have a constitutional right to the pences that they have been so-called to the pensions they have been so-called promised. it doesn t matter if the city or state is bankrupt, they are supposed to pay it off. obama can t fire garbage men in new york. doesn t have the authority. david: last word from neil. when we come back, today is the day the first wave of baby boomers are eligible for medicare. is the government planning to pay for it all by rationing everyone s care?