Like Akhtar, over four-fifths of rural Bangladeshis face more intense and frequent climate-linked disasters as the planet warms - and they are spending an estimated $1.7 billion a year to build back their shattered lives, according to a 2022 study by the International Institute for Environment and Development. To help get more financial support to poor households so they can better protect themselves, local and global organisations are testing new approaches like grants, loans, insurance and green bonds.