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kind of testing that they had said under oath. i mean, in front of congress that they were doing. they didn t do the things that they said they were doing. that s a problem it was a problem. it will continue to be a problem. i think there are many other problems that they are going to be facing as you look into the immediate future. you have a situation where if you go back to the beginning of 2013, you have okay, this was theoretical issue. americans understood this was coming but they didn t understand what it was going to mean to them. in the latter stages of 2013, americans saw that, in fact, this effect l. effect many people who didn t think they were going to be affected. people who got cancellation notices. people who saw premium hikes. people looking at higher deducted tillables. what s going to happen in the new year is you will have a whole new set of people who get additional cancellation notices and have people whose employer provided coverage will be changing in potentia

Toll on americansDidn tDay americansSaw premiumStill don tNote patient