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Do you have too much debt? Understanding your debt and getting help

None You could be facing a debt problem if over 15 percent of your monthly gross income goes towards paying your non-mortgage debts. • None Relying on credit…

15-year vs 30-year mortgage: Which is right for you?

None A 15-year mortgage means larger monthly payments, but a lower rate and substantial savings on interest. • None A 30-year mortgage gives you a more…

Cash-out refinance for energy-efficient improvements

None You can tap your home equity with a cash-out refinance to cover the cost of improvements to make your home more energy-efficient. • None Conventional,…

Is saving money your 2024 resolution? Start with your well-being

None You find it hard to spend because of childhood poverty? (I like to joke that my grandmother was so tight with her money that when she held a penny,…

How to stop foreclosure

None Foreclosure occurs when a homeowner stops paying their mortgage for an extended period typically 120 days following the first missed payment. • None If…

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