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Managing tax in a high interest rate environment

Get more, pay more

With the repo rating having more than doubled in less than 2 years, the amount you can hold in an interest-yielding bank or money market account before being subject to income tax at your marginal tax rate has reduced materially. Paul Hutchinson, Sales Manager at Ninety One, considers alternati.

Avoid getting emotional with your money

There’s a lot to be downbeat about in South Africa – you can take your pick from load-shedding, political uncertainty, poor economic growth and the collapse of many state-owned enterprises – to name a few. While you can’t wish away the steady stream of bad news, what you can do is avoid getting.

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