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Auto insurance for high-risk drivers in Oklahoma Bankrate 5/10/2021 © Nick Onken/Getty Images Woman using her cell phone while driving High-risk drivers are more likely than others to be involved in fatal car crashes. In 2019, Oklahoma recorded 584 fatal car accidents which resulted in 640 deaths. This accounts for 16.2 deaths per 100,000 population, well above the national figure of 11 deaths per 100,000 population. Bankrate considers various driving history factors in determining a high-risk driver including one or more at-fault accidents, a speeding ticket, a single DUI conviction and a lapse in car insurance coverage. Popular Searches Rates for high-risk car insurance in Oklahoma Drivers in high-risk categories will often pay higher premiums for car insurance in Oklahoma than those who do not have these factors on their driving profiles. The high-risk factors we consider below which increase premiums are a speeding ticket, an accident, a DUI and a teenage driver.

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