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Experian and FinScore to raise financial inclusion in the Philippines via alternative credit scoring
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Finscore unites with Union Bank of the Philippines to boost accessibility to financial services in PH LionhearTV 1/12/2021 Lion s Den
Union Bank of the Philippines (UnionBank), a leading universal bank in Southeast Asia, ranked as Asia-Pacific’s second most helpful bank during COVID-19 and the only Philippine bank in the top 20 list, has signed a partnership agreement with FinScore, an alternative credit scoring company that is powered by telco data and advanced analytics, aiming to promote market efficiencies and expand the access of Filipinos to a broad range of financial services. © Provided by LionhearTV
This collaboration is especially important amid the immense demand for digital loans and financing due to the COVID-19 pandemic. This demand has been challenging for digital banks as Non-Performing Loans (NPL), or those unpaid at least 30 days past due date, soared and financial institutions in the Philippines were mandated to grant a 60-day grace per