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in the same house for 20 years. watching them go off to the school around the corner and coming home every day, watching theirfriends coming in and playing. in cambridge, neil sutton works from home and also cares for his wife, who is seriously ill. but their mortgage bill has gone from £255 at the start of last year, to £1,a60 now. with no way to remortgage at their age to a better deal, he is likely to be forced to sell and move further from the hospital where she s treated. it takes your breath away, whenever i see a santander envelope coming through the letterbox. you know, you think, oh, god, not another one. we are just so used to it going up every other month that i am blase to it. you despair quietly inwardly, but i can t let that show because you have got to keep things running here and do what you can

Theirfriends coming in and playingNeil sutton