HO CHI MINH CITY, Vietnam, Aug. 5, 2022 /PRNewswire/ KMS officially introduced Kaypay to Vietnamese users from August 2022. Kaypay is an application that combines a social commerce platform with a pay-later payment method. KMS, the global software company with a giant engineering team of more than 1,600 people, and a solid technology background in fintech and retail product, established Kaypay with the mission to build joyful shopping experiences and good spending habits for young Vietnamese. Kaypay is committed to implementing a transparent buy now, pay later service and bringing authentic products to its end users. Kaypay is a no-service-fee for users as we manage the operation cost by sharing these cost with brand partners. This is the critical difference of Kaypay in the current buy now, pay later market. From partner opinions, this new form of payment is a great opportunity for brand partners to increase sales. The brands on Kaypay platform are "hand-selected" to ensur