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Federal student loan borrowers will begin making payments in October for the first time in more than three years. Over the years, more and more students have had to take out more and more loans in order to afford and stay in college. Now student debt is more than a trillion dollars.

California state university long beachUnited statesFlorida state universityFlorida gulf coast universityAndryanna sheppardArnold schwarzeneggerF king alexanderCollege scorecardUs department of educationNational centerNational scholarship associationLouisiana state universityLaurie winterFlorida stateConsumer reporter andryanna sheppardPresident clinton