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As LenderLaw Watch previously reported, the Office of the Comptroller of the Currency (OCC) issued its final rule on the True Lender doctrine in October 2020, addressing ambiguity in federal law and establishing that a national bank is the “true lender” of a loan when, as of the date of origination, (1) the bank is named as the lender to the loan agreement or (2) the bank funds the loan. This final “True Lender” rule, otherwise known as the
Madden fix, encourages lending partnerships between banks and non-banks, including FinTechs. The rule went into effect in December 2020.
The Consumer Financial Protection Bureau (“Bureau” or “CFPB”) Taskforce on Federal Consumer Financial Law (“Taskforce”) released a two-volume report, on January 5, 2021, providing an.
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PEO Chapter C PEO Chapter C officers attending the group s Dec. 14 meeting at Broadmoor United Methodist Church are, from left, Rachel Ehricht, recording secretary; Heidi Perry, vice president; Vallan Corbett, president; Linda Chauviere, treasurer; and Rose Ann Martin, corresponding secretary. Other officers are Gerry Daigle, chaplain, and Lynn Evans, guard. Due to COVID-19, the chapter eliminated its social activities, but still exceeded its annual fundraising goal for scholarships and projects.Â