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Mutual Funds: What are ECS return charges and how to avoid them?

nach return: High charges on NACH, ECS debit bounce: Even 17% return on mutual fund SIP may not be enough to recover penalties

Mutual fund SIP has become a popular tool for small retail investors to do small regular savings and get the benefit of higher returns from equity market. This facility empowers these small retail investors in a big way. However, the banking facility of ECS/NACH debit which allows automatic monthly deduction can turn this into a nightmare with very high bounce charges especially for small investors if they miss even one investment payment.

​Government will take away your shares if dividend from shares have gone unclaimed for 7 consecutive years

If an individual has not claimed dividend given on shares held by him or her for seven consecutive years, then the company has to transfer those shares and the dividend money to Investor Education and Protection Fund (IEPF), which is managed by Ministry of Corporate Affairs (MCA). However, an individual can claim back those shares by following an online process.

Will penalise states not MGNREGA workers if not linked with Aadhaar-based payment system: Minister

Will penalise states not MGNREGA workers if not linked with Aadhaar-based payment system: Minister
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